The workers’ compensation system helps protect workers from financial ruin due to injuries and illnesses related to their occupation. Workers injured while on the job or have suffered a work-related illness can file a workers’ compensation claim and receive benefits to help them pay for treatment for these injuries, lost wages, and more. However, workers’ compensation does not cover some injuries and illnesses. Below, we’ll be able to cover some injuries not covered under workers’ compensation and provide information about how a workers’ compensation attorney can help you ensure that your benefits are adequately secured.
Intentional acts: If worker intentionally causes harm to themselves at their workplace, they are not covered under a workers’ compensation insurance policy.
Illegal acts: Injuries suffered by employees due to illicit activities performed while on the job may not be covered by an organization’s workers’ compensation policy. For example, an intoxicated employee who suffered an injury while on the job may not be covered under an employer’s workers’ compensation policy.
Commuting to and from work: Injuries resulting from driving to and from work are, in most cases, unless stated by their employer; otherwise, not considered within the scope of their employment.
Terminated employees: Employees who have been laid off or removed from their positions are usually no longer covered under workers’ compensation insurance unless the injury pre-dates the employee’s termination.
While there may be some instances where workers’ compensation laws may not protect you, there are always exceptions, and they can be independent of one’s employment contract. It is crucial to read and understand your employment contract carefully or reach out to one of our expert workers’ compensation attorneys if you need clarification on what applies to your situation.
If you are uncertain if your incident would be considered a workers’ compensation claim, below you can find some typical examples and scenarios:
- Incidents involving machinery or transportation in the workplace
- Falls from high work zones
- Overexertion from heavy objects
- Knocked by or struck against objects
- Exposure to toxic chemicals or environments
- Fires or explosions
- Workplace violence
How can a workers’ compensation attorney help you?
The workers’ compensation system can be a long enduring process. A workers’ compensation attorney can help you properly secure your benefits by evaluating your case and injury and help you file your claim to receive benefits. At Stockton Workers’ Compensation Attorneys, P.C., our workers’ compensation attorneys are experts who have handled countless cases of sick and injured workers. Our attorneys ensure that our clients receive all the benefits they are entitled to. California’s workers’ compensation system is a long and complex process. It is advised to venture through this process with help.
With help from an expert Stockton workers’ compensation attorney, we can ensure that all the benefits you are entitled to are obtained. If you would like to speak with a team member and take advantage of your free no-obligation consultation today, please pick up the phone and call us at (209) 323-5126 to speak with an attorney.
